Terms and Conditions

Welcome to Hybrid Associates Inc.

These Terms and Conditions (“Terms”) govern your use of our website and services. By accessing or using our website or services, you agree to be bound by these Terms. If you do not agree, please do not use our site or services.

1. Company Overview

Hybrid Associates Inc. is a Canadian-registered financial service provider offering secure and compliant payment solutions within Canada on behalf of offshore IT companies. We serve as an intermediary to facilitate client billing, regulatory compliance, and transaction processing within the Canadian financial system.

2. Use of Services

By using our services, you agree that:

• You are legally authorized to represent your company or act on its behalf.

• You will provide accurate, complete, and current information when requested.

• You will not use our services for any illegal, unauthorized, or unethical purpose.

• You will comply with all applicable Canadian laws and financial regulations.

We reserve the right to suspend or terminate services at our sole discretion in the event of suspected fraud, non-compliance, or misuse.

3. Regulatory Compliance

We strictly adhere to Canadian financial regulations, including:

• FINTRAC (Financial Transactions and Reports Analysis Centre of Canada)

• PIPEDA (Personal Information Protection and Electronic Documents Act)

• AML/KYC (Anti-Money Laundering / Know Your Customer) protocols

All clients must complete verification procedures before initiating services. Failure to comply may result in delays or termination of service.

4. Payment Terms

All payments for services rendered are due as per the terms in your signed agreement or invoice. If payment is not received on time, we reserve the right to charge late fees or suspend services.

Please refer to our [Returns & Refunds Policy] for eligibility and procedures.

5. Intellectual Property

All content on this website, including logos, text, graphics, and software, is the property of Hybrid Associates Inc. or its licensors and is protected by Canadian copyright and trademark laws. Unauthorized use or reproduction is strictly prohibited.

6. Limitation of Liability

To the maximum extent permitted by law, Hybrid Associates Inc. shall not be liable for:

• Any indirect, incidental, or consequential damages

• Losses related to third-party payment processors or financial institutions

• Delays or failures in service due to regulatory or technical issues beyond our control

Our total liability for any claim shall not exceed the amount paid to us for the service giving rise to the claim.

7. Privacy

Your privacy is important to us. Please review our [Privacy Policy] to understand how we collect, use, and protect your personal and business data.

8. Termination

We reserve the right to terminate your access to our services at any time, with or without notice, for any breach of these Terms, legal requirement, or risk to the integrity of our operations.

9. Governing Law

These Terms and any disputes arising under them shall be governed by the laws of the Province of Alberta, Canada, without regard to its conflict of law principles.

10. Changes to Terms

We reserve the right to update or modify these Terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of our services constitutes acceptance of the updated Terms.

11. Contact Us

For any questions or concerns about these Terms and Conditions, please contact:

Hybrid Associates Inc.
📍 3339 26 Ave NW, Edmonton, AB T6T 1P9, Canada
📧 Email: Thehybridsociate@hotmail.com
📞 Phone: +1-825-925-2981